Wednesday, 2 October 2013

Worth Understanding About Malaysia Debt......

Recap from Aznil Hisham brief explanation on country debt which was published by

There are 2 type of debt. External and Internal debt. External debt reflect the actual country debt whereby country taken loan from foreign source for country development and management purposes. External loan will reflect the economy growth of our country. This is the one of the indication use by investor on their investment decision in our country. Meanwhile, Internal debt divided into 3 category. Federal Government Debt, Private Sector Debt and Banking/Non-Banking Debt. External Debt if not being manage wisely can lead to bankruptcy. According to economic specialist from Germany Mr. Philip Bagus said, External Debt is 4 times risky compare with Internal Debt.

Federal Government Debt is only at 2.2% from Internal Debt and balance of the debt produce by Private, Banking and Non Banking sector. Debt by private sector involved TM, TNB, Petronas etc. Same goes to Banking sector. They involve in various investment. The debt made by us…..Housing Loan, Hire Purchase, Personal Loan etc. All this are the contributor for the internal debt. That is why government recently, has implemented new ruling  on all these loan. To reduce country internal debt.

Malaysian Government external debt is only at 5% from the total debt. This mean 95% is from the internal debt. Out of this 95% Internal Debt, 2.2% only by Malaysian Government and the balance debt by private, banking and non-banking sector. Total debt is RM600 billion. At 5% out of it, the external debt by our government is RM 30 billion and 2.2% from the internal debt giving value of 13.2 billion. Total debt by our government is 43.2 billion.

Do you know that :- (info up to Apr 2013)
a). Country Internal Reserved = RM430 Billion
b). International Reserved = RM680 Billion
c). Country Saving = RM43 Billion

Can Malaysia bankrupt? Do we need to worried if Debt to GDP ratio at 53%? Simplified word for this Country Debt is at 53% from Country income? Malaysia economic growth at 5-6% while world economic growth is only at 3%. Most of this information gain from Head of Risk at PM Office. These sources are reliable.

There is no country in this world free from debt. Opposition often barking about Malaysia leading path to bankruptcy. This isn’t true at all……..As Malaysian……..worth giving A thought about this………

Tuesday, 17 September 2013

Sympathy For The Devil

On  13th. September 2013 , Kuala Kangsar Session Court sentenced  two years prison and RM5000 penalty each for 13 individual who involved in demonstration in front of Ubudiah Mosque in Bukit Chandan Kuala Kangsar Perak on 6th. February 2009. Is this the act of courage? I would define true courage to be a perfect sensibility on the measure of danger and a mental willingness to endure it. Fools rush in where angels fear to tread.

Many have raised their concern over this matter. Some people agree. Some people opposed. Some people making seditious remark and some people raise their sympathy. As for me, justice is served.  Man has to bare consequences from their action. This is what life all about. Malaysia is a country protected by law and the souverignity of laws should be respect and preserved. As Malaysian we have taken our oath to pledge allegiance to our country “KEDAULATAN UNDANG-UNDANG”.  

Let us go thru 12th. General election result in Perak . Pakatan Rakyat (Barisan Alternative) has won this election with 31 seats defeating  Barisan Nasional which only manage to secure 28 seats. This means Pakatan Rakyat rule Negeri Perak and they did for 11 months.

Democratic Action Party (DAP) won 18 seats, Parti Pakatan Rakyat (PKR) won 7 seat and PAS won 6 seat and Barisan Nasional (BN) won 28 seats. Coalition under Pakatan Rakyat won 31 seats defeating Barisan Nasional 28.

This chart showing fraction on winning seats by race . 36 seats secure by Malays, 18 seats by Chinese and 5 seats by Indian.

This chart showing fraction on BN winning seats by race . 27 seats secure by UMNO and 1 seat by MCA .


This chart showing fraction on Pakatan Rakyat winning seats by race . 9 seats secure by Malays (6 from PAS and 3 from PKR) , 17 seats by Chinese (14 from DAP and  3 from PKR)  and 5 seats by Indian ( 4 from DAP and 1 from PKR) . Pakatan Rakyat form a government in Perak after GE 12th March 2008.

I am not trying to be racist. I have no intention at all. I just want to show that what PAS is fighting for. Back to the topic of 13 person found guilty . All of them are PAS supporter. PAS seats in Perak Legislative Assembly only at 23% , PKR 23% and DAP 54%. When this incident on blocking the motor parade of Sultan Perak happened, only Malays present on the assembly. What has happened on that day? Where is all the non Malay from PKR and DAP supporter? Are there any hidden agenda lies behind this? Yet to be blame is no other…..UMNO became the victim….

I have been surfing the net and reading the newspaper since yesterday……No comment came from PKR and DAP over this issue showing support to PAS. PAS has been victimised by its own alliance. PAS have been abandon. PAS are left alone in the battlefield. PAS have been betrayed. Sadly to say….. yet PAS still haven’t realise that they have been victimised by his own acquaintance….The message behind all this is very clear. Pakatan Rakyat doesn’t have the spirit of working together any like BN. They themselves, only have their own agenda. How can they set the ruling government?

Betrayal after betrayal. When will PAS realise this? Drop the arrogance and ignorant. Start to understand and it is never too late for you to turn back to your basic fundamental  believes of what you championing for. Act smart. DAP and PKR also will never be a good acquaintance nor with PAS. This is just an alliance to break this country apart followed by their own personal agenda. Not for the nation …..but for themselves.

The 13th, have families. What would happen to their families after they were sent to prison? All normal human being has a sympathetic  feeling. In this unfortunate case, I called it sympathy for the devil……This must set as  an example to all. Always think before you act…..every action has its own consequences. In the end, the one that can help you is yourself.